Thursday, November 28, 2019

El Salvador Essay Example

El Salvador Paper The typical foods in El Salvador are probably one of the best foods anyone can taste! The food that most identifies Salvadoran people are pupusas. You can find them anywhere you go. There are other typical foods from El Salvador, like chilate, nuegados, yucca, atol de elote, tamales (from pork, chicken, beef) and shuco. Except in large cities, which have supermarkets, most Salvadorans shop daily for groceries at an open air market. Beans, rice, tortillas and tamales (a type of corn dumpling wrapped in banana leaves) are the basic staples of the Salvadoran diet, as common as bread and butter are to North Americans. Traditional Salvadoran cuisine combines the foods of Spain and the American Indians. Many of the dishes are made with maize. The corn Hojuelas with honey is a food eaten during the celebration of All Saints Day, this means, the day dedicated to bring flowers to the cemetery to the deceased. Coyoles with honey and Torrejas (French toast) with syrup are seasonal dishes eaten during Holy Week or Easter. Here are some favorite foods and recipes Pupusas A favorite fast food unique to El Salvador. Pupusas are basically cornmeal tortillas filled with beans, cheese, or pork and most often a combination of any of the three. We will write a custom essay sample on El Salvador specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on El Salvador specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on El Salvador specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Pupusas originated a long time ago. They were created by the Pipiles, the native Indians from El Salvador. They are then fried and served with a tomato sauce and pickled cabbage called curtido. Curtido (Salvadoran cabbage salad) Casamiento Standard daily fare. A great way to serve leftovers. Casamiento is a mix of beans and rice, usually left over from the previous day. They are fried together and often served for breakfast or dinner. You cant believe how much flavor the Salvadorans can pack into basic rice and beans. Arroz con leche commonly known as rice pudding. It is another great way to reuse yesterdays rice. Heat up some milk with sugar and cinnamon and reboil the rice for a few minutes. Makes a great breakfast or dessert. Horchata When its made well this traditional drink made with rice, cinnamon, sesame, allspice, and a native seed called moro is delicious. In El Salvador, people may make their own horchata, but there are many commercial varieties and horchata powder available in Latin grocery stores. There is some debate about whether horchata should be prepared using milk instead of water. Some say the oldest forms of recipes likely did not include milk since it would not have kept well. Whether or not milk is used, horchata has a milky texture and consistency and is preferable when served ice cold. Be forewarned, however, that there are some vile versions of this drink and getting it down can be a challenge! Elote fresh corn. This is very different from maiz, which is dried, mature, elote. The elote is in season from about August through October. The Salvadorans use the fresh corn to make corn fritters, fresh corn tamales, riguas corn dough mixed with fresh cheese and beans and cooked on a hot skillet in banana leaves delicious), sweet corn soup, corn on the cob, and crazy corn or elotes locos. Pollo Encebollado (Salvadoran chicken simmered with onions). Platanos Fritos (Fried ripe plantains) Fruits and Vegetables A wide variety of fruits and vegetables find their way onto the Salvadoran table: potatoes, yuca (cassava root), squashes, cabbage, carrots, onions, chipilin (a leafy green), tomatoes, peppers, plantains, bananas, pineapple, coconut, mangos, guavas, nance (a cherry-like fruit), and pacalla (palm flowers). Ground pumpkin seeds (alguashte) and sesame seeds thicken stews. Desserts and Beverages Pastries hold a special place in the Salvadoran heart. The semita is a coffeecake-like pastry often filled with a variety of jams and preserves. Salvadoran quesadilla unlike the Mexican snack with the same name is a sweet pound cake flavored with parmesan cheese and sour cream. Pastelitos are small baked turnovers filled with custard or fruit preserves. Children find an easy sweet chewing on small pieces of sugarcane. Salvadorans’ preferred drinks are coffee and hot chocolate. Licuados and refrescos (fruit drinks) are also popular. Many beverages in El Salvador are based on corn. For atoles, corn flour is mixed with water or milk, sweetened and served hot or cold. Atol shuco, made with purple corn, is particularly popular. Chicha is a mildly alcoholic beverage made with fermented ground corn. Cafe de maiz is made by brewing toasted corn kernels with hot water. Other popular beverages are hot chocolate, coffee and fruit milkshakes called batidos. The names of the favorite Salvadoran beers are Regia, Bahia and Pilsener.

Monday, November 25, 2019

montaigne essays

montaigne essays Montaigne in his Apology for Raymond Sebond begins his exploration into the human capacity for knowledge with this belief that only though God can one achieve true knowledge. God is the only infinite, all seeing, being with divine wisdom. He is not subject to the laws and rules of the human domain, and he exists in a realm outside of human comprehension. God is an unchanging, permanent being, and only from this state can the concept of truth propagate. Montaigne believes that the one tie that binds all truth is this idea of permanence. Montaigne even states, Truth must be the same everywhere (xxvi). He insists that the only product of humanity that has withstood the test of time and has not changed since its inception was the Catholic Church. The dogma of the Catholic is categorized as, What has been held always, everywhere by all. The strength in the Catholic faith comes from its static nature, which provides a source of truth for humanity. Catholic truth is in strict conformity with the existence of God, and knowledge can only come from an almighty source. Montaigne goes on to say that, No creature ever is: a creature is always shifting, changing, becoming. Man embodies the idea of impermanence. He is fragmented, does not have divine reasoning abilities, and has a finite amount of time allotted to him. Human reasoning, which creates the concept of knowledge, is in direct confrontation with the qualities of truth. Plato Aristotle, and Sexius Empiricus all conceded the fact that when it comes to the human being, there is no exact standard of truth. All humans view the concept of truth differently, and thus, it can only be associated to an opinion. Like wise a mortal man cannot know everything there is to know about a certain being, or structure or thing. He cannot possibly know the inner workings of such thing only through the use of his senses, he can only for his own opinion...

Thursday, November 21, 2019

Mining Essay Example | Topics and Well Written Essays - 500 words

Mining - Essay Example The article then develops the basis for the study as a determination of the effectiveness of text mining techniques for detecting Web-based Internet abuse at the work place as well as accuracy and efficiency of some techniques compared to others. This makes the reader have a comprehensive understanding of the article and how it will be organized making it a good and excellent article in terms of idea development. The article then reviews literature on internet abuse, approach and text mining techniques, empirical findings and results and the last part presented is the managerial implications and future research directions as envisaged by the authors. The article is organized in a manner to give the reader a clear understanding from the needs for the research, findings, and conclusions made as well as further research recommendations. The authors give a clear exposition of the literature on internet abuse to bring the reader up to speed on the research undertaken on internet abuse in the work place. There are three major categories of literature reviewed by the authors including measures to prevent internet abuse behavior, measurements of evaluating the behavior and factors that augment the behavior as well as the monitoring and blocking of employees internet usage. The main approach taken by the study is the detection of web-based abuse through text mining approach excluding non-web based abuse and e-mail abuse as a means to complement the existing techniques. The authors give a clear exposition to the reader of the methods of classification, data collection methods and preparation as well as the design taken to ensure the results reached are quality and supported by evidence. After the results are analyzed using standard regression, standard deviations, Chi-test, and F-test, the conclusions and recommendations are presented at the end of the article. The analysis is in-depth to allow the reader to comprehend the steps taken to reach the

Wednesday, November 20, 2019

Research proposal Example | Topics and Well Written Essays - 3750 words

Research Proposal Example cy makers to launch programs on financial support under the administrative powers of Saudi Industrial Development Fund so that loan guarantees are offered to the Saudi banks to engage in feasible lending to the SMEs. The initiatives for providing financial support to the SMEs in Saudi economy have been presented as follows. The small and medium enterprises are such organizations that are comparatively smaller in size and whose employee strength falls below a certain number as designated by the authorities. The categorization of small and medium enterprises have been decided by the authorities like the World Bank, World trade Organization, etc. In the Kingdom of Saudi Arabia, the small and medium enterprises are categorized according to specified criteria designed by the Saudi Industrial Development Fund (Burke and Jarratt, 2004, p.126). The enterprises that earn revenues less than Rls 20 million on an annual basis could be termed as small and medium enterprises in the Kingdom of Saudi Arabia. In order to standardize the criteria for classifying entities as small and medium enterprises, the World Bank has taken responses from the commercial banks in order to remove the differences in classification criteria in several countries. The standardized range that is followed for classifying entities in the cat egory of small enterprises is that the annual sales of the entity should fall with the bracket of Rls 1 lac to Rls 5 million with employee strength of 2 to 49 people. The entities that have annual revenue earnings of Rls 5 million to Rls 50 million and employee strength of 50 to 200 people fall in the category of medium enterprises (Achoui, 2009, p.36). The small and medium enterprises play an important role in the context to economic development. The small and medium enterprises are large in numbers as compared to the large business houses. Although the number of employees employed by the small and medium enterprises is low, the cumulative employment offered by the

Monday, November 18, 2019

Alcohol Abuse among College Students and Programs to prevent it Research Paper

Alcohol Abuse among College Students and Programs to prevent it - Research Paper Example A research conducted by National Institute on Alcohol Abuse and Alcoholism (NIAAA) revealed that alcohol related deaths among college students has been on the rise in the United States (Reinberg). This implies that underage drinking is seriously affecting the country mainly because of premature deaths. Alcohol has its health problems but heavy drinkers have a higher probability of engaging in other risky behaviors such as drank driving and engaging in unprotected sex among others (Hanson). All new undertakings are exciting and this is the reason why college students are faced with challenging environments as they start living away from home. It is worth noting that college students have very many challenges because most of them are living away from home for the first time. College students suddenly realize that they have become their own masters because their parents’ vigilance is no longer there. After they realize that they are independent, most of them are tempted to test t he things, which they have never done. Moreover, the pressures associated with college education drives many students into engaging in alcohol and other drug abuse (Labrie, Pedersen, & Tawalbeh 25). 2.0 Alcohol Abuse among College Students According to Reinberg, it has been established that in excess of thirty percent of Americans have had problems with alcohol at a certain stage of their lives. 17.8% have abused alcohol while 12.5% are alcohol dependent. Alcohol abuse leads to daily living problems, financial problems and interpersonal problems that are caused by excessive drinking. It has been established that majority of the people start to drink when they are very young. Although the government has put in place measures to control underage drinking it has been very hard to implement it because of technological advances, which enable underage people to buy alcohol via the internet. Those who sell alcoholic beverages via the internet should come up with ways of establishing the ag es of their customers (Labrie, Pedersen, & Tawalbeh 25). Studies have established that higher education drinkers are heavy drinkers and they are supposed to be responsible. Despite the measures that the government has taken to reduce college drinking, studies have established that annually, more than one thousand and four hundred college students die from alcohol related events, which are mainly associated with road accidents. Researchers have established that around two million students in college drive under alcohol’s influence occasionally and in addition, about three million of them ride with colleagues who are under the influence. This is the leading cause of deaths among young people in the United States because they do not care about what happens when they are drank (Monahan et al 290). 2.1 The Role of Parents in the Care of Their Children Parents have a leading role to play when it comes to reducing binge drinking among their children. This can be attributed to the fa ct that parents are the best people who are in a position to understand their children’s behaviors. Heavy episodic drinking is a problem that is common across the world. Although it varies from one place another, it is important to acknowledge that it

Friday, November 15, 2019

Accounting Conservatism and Risk Taking Decisions

Accounting Conservatism and Risk Taking Decisions Introduction Manager is in a position of Captain in Charge in ship of the Organization, so that to make organization more beautiful Manager has duty to make an important decision on Corporate Investment. These types of decisions create Agency Problems because of the time interest differences between manager and shareholder. This research is carried out to understand how conservatism accounting reduces agency problems, and examines the effect of conservatism on manager’s high risk investment decision. This research also examine that whether accounting conservatism solves the misalignment of interest between managers and organization through increasing hurdle rates used by managers during project selections, and sheds lights on literature attempting to identify the relation between accounting conservatism and manager’s investment decisions. Motivation A study was conducted by Givoly and Hayn (2000), Beatty et al. (2008), and Khan and Watts in 2009, to measure accounting conservatism and firm’s characteristics such as size, leverage, and market-to-book ratio. They found evidences to support their hypothesis that accounting conservatism improves firms’ investment efficiency. According to Khan and Watts managers’ investment hurdle rates and induces conservative investment decisions are significantly increase under conservatism accounting, even when the agency problems are more severe this effect is more pronounced. According to the positive accounting theory accounting conservatism plays very effective role in the roll contracting process. Corporate investment is an important decision, but this decision are not always made in the best interest of shareholders, so many time manager invest in a risky and even negative net present value projects just because of their personal interest in of investment. Accounting conservatism is a reporting mechanism which reflects accountant’s trend to require lower threshold to recognise bad news than good news. Accounting conservatism helps to improve corporate investment by preventing investment in high risk or unsuccessful investment projects by early terminations of such projects. This early terminations of projects reduces managers compensation and increases managers interest of job turnover. If manager is rational to predict the accelerated recognition of losses, and the timely termination of unsuccessful projects, they will be more cautious to make the investment decisions. (Francis and Martin (2010) and Bushman et al. (2007)) The increased cautiousness to invest will be reflected in the hurdle rate, which used to evaluate an investment project. In theory, hurdle rate is as equals as the cost of capital; managers should not take decision to invest in a project if the return is lower than the cost of financing. Indeed hurdle rate is observed to be either lowers than the cost of capital in practice, because of managerial discretion. The result of the study state that Corporate governance role have established the roll of accounting conservatism in resolving information asymmetry, reducing agency costs, and improving debt contracting efficiency. (Ball (2001), Ball and Shivakumar (2005)) Literature Review There are many research has been carried out in about the relation of the accounting conservatism and manager’s risk taking decision. Ahmed and Zhang, 2009 found that accounting conservatism reduces information imbalance between lenders and borrowers, and also reduces cost of capital for borrowers. They also found that if conservatism cause financially constrained firms to under investment than the relation between conservatism and firm’s future performance will negative. On the other hand reduce overinvestment problem for financially constrained firms, than the relation will be expected positive. Another research carried out by Leuz (2001) and Guay and Vierrecchia (2006) and found that accounting conservatism force manager to avoid positive NPV projects, because Impaired incentives created for managers if gains not recognize timely untimely gain recognition, and manager force to avoid those types of positive projects. In particular, if gains are not recognize timely than manager will responsible for investment for those project, and may no longer be in the office by the time gains are realized. This is because always expect their future incentive rate higher in long term, than the firms required rate of return. If gains recognise by timely than even positive NPV for shareholder became negative for manager. Accounting conservatism increases corporate investment efficiency in two ways. First is, by timelier incorporating bad news into earnings, accounting conservatism inform the board’s investigation of the unsuccessful investment project that may lead to its early abandonment, saving shareholders from unexpected future losses (Watts 2003). On the other hand, the expected personal costs related to project such as compensation, reputation and career concerns would increase managers’ cautiousness in choosing investment projects at the outset. Extant studies by Ball and Shivakumar, 2005; Francis and Martin, 2010 believe that accounting conservatism can restrain managers to investing in negative NPV projects by accelerated loss recognition. In addition, if managers recognise ex ante about failure of particular project, they should record losses timely, because it will affect to their reputation and income as well, so manager should postpone investing in those project. Furthermore, Roychowdhury (2010) found that risky projects are mostly become negative projects, therefor managers try to avoid risky projects due to timely loss recognition, because it creates also risk-averse, even if the projects have profitability to shareholders. If managers know that the project is have many risks of failure, manager have to write losses more timely before failure of project, because manager’s reputation income linked with compensation will be affected by it, so that manager avoid to involve to invest in those projects, even though projects are profitable. Smith and Watts 1992; Kwon and Yin 2006 found that, firms with higher growth opportunities prefer to assets have higher contracting costs, because growth opportunities are often intangible in nature, so that information related to them are likely less verifiable. Therefore, managers have greater unrestricted power, and are more likely to manage earnings through accruals, so that agency costs are higher in high-growth firms. Furthermore high growth firms are more likely to have more volatile returns and higher probability of lawsuits, which creates a higher demand of accounting conservatism (Khan and Watts, 2009). Empirically, we use book-to-market ratio (an inverse measure of growth opportunity) to measure the growth opportunity of firms. Driver and Temple (2010) found that, if the manager is aware of the embedded risk a hurdle rate that is higher than the cost of capital will be used by the irreversibility of the investment project. Corporate investment is efficient in the situation where internal funds flow gives the highest returns from investment project. However, managers deviate from the optimal level of investment, because of dysfunctional investment incentives (Stein et al. 2003). These dysfunctional incentives can be reflected in the hurdle rates used to select projects. Finance textbooks state that managers should benchmark the investment return to the cost of capital, so that with the project with lower returns than the cost of capital are rejected. In addition, managers use hurdle rates which sometimes higher or lower against the cost of capital, it depends on the managerial incentives invest. Consistent with Hayn (2000),andWatts (2003), They found that both not only firm with goodwill purchased but also without goodwill have increasing trend in conservatism over time. Indeed He argue that lach of information will limit managers to random affect to recognize impairment losses agains their advantage timely. The following hypotheses are proposed for this study: H1 Accounting conservatism improves firms’ investment efficiency. H2 Accounting conservatism helps manager to recognize bad news timely. H3 Accounting consarvitism accelerates terminations of successful projects. H4 Accounting conservatism can restrain managers to investing in negative NPV projects by accelerated loss recognition. To testing hypothisese Basu’s (1997) used measure of conditional conservatism, because of theverification standerds of the hypotheses of recognizing bad newsand good news assumsions. (Richardson, 2006; Denis and Sibikov, 2010) they also examine relation between accounting conservatism with the component of investments by ussing total investments and changes in firm capital. This study conclued that accounting conservatism is an important monitoring and contracting mechanism, and its helps manger to recognize bad news timely,so that manager could increase their managerial interest regarding project. Indeed accounting conservatism accelerates terminations of unsuccessful projects, also study found that conservative accounting increases hurdle rates, in addition conservatism changes hurdle rate because it reducing the future financial cost rather than by increasing the efficiency of contracting with the managers. We also find conservatism adds value to firms. This study also sheds lights on relation between accounting conservatism and managers’ investment decisions. The study also show that the accounting conservatism negatively correlate investment and firms future operating performance.

Wednesday, November 13, 2019

Process Essay - How to Wash and Polish a Car -- essays research papers

Process Essay - How to Wash and Polish a Car You should only wash your car with 100% Cotton towels (white only) that are made in the U.S.A. Only these towels will not scratch or leave swirl marks on your paint. The knap in the cotton will absorb a fair amount of dirt and keep it from coming in contact with your paint. When drying your car you should use 100% Cotton towels (white only) that are made in the U.S.A. or the Absorber. The absorber is made from Surgical Silicone and will not leave swirl marks on your car. However, the Absorber will not absorb dirt or particles like the towels. Therefore, you have to pay special close attention not to pick up any dirt with it. You could drag the particles along and swirl/scratch your car up some. I use the absorber and have not had any problems so far. I wash every painted surface on my car as well. What should I use to protect my car's paint finish? We use the Zaino Car Polish system on our car. Nothing else comes close to matching Zaino's unbeatable protection, shine and ease of use. Visit Zaino's website and read over all of it. What should you do before you apply that FIRST coat of Zaino? 1. Wash your car (using the 100% White Made in the U.S.A. Cotton towels) with Dawn dish washing liquid or equivalent. You want to get rid of any wax, polish, dirt, grease or grim off your car. 2. Don't dry your car off! That would be a waste of time in this case. 3. Get a Clay Bar from (Pep Boys (must be blue if you buy it from Pep Boys) or Zaino Z-18 Clay Bar). Place about 1-2 cap fulls of your favorite car wash in a spray bottle and fill it up with water. Shake and spray until you get the soapy water coming out. This step is optional but HIGHLY recommended! Start on a small section of your car. Spray the carwash water mixture in the spray bottle on the car and pull the clay bar across your paint. What?! Yeah, don't apply any pressure just pull it across. It should slide like a hockey puck on ice. Again, place no pressure on the bar, let the bar do the work for you. 3a. Have a bug stain? Just re clay until the stain comes off. You will need to knead your clay bar to keep the dirt and contaminants off the surface of the clay bar your are touching the car with. Same goes for tar spots or over spray from the factory! This stuff is great! 4. Do this to your whole car. Take your time!!! and make sure you keep the surface you ... ...ld do. You should let this dry to a haze before applying your next coat. Z1 usually dries by the time you finish putting it on your car. Grab another cotton applicator and I recommend starting with a coat of Z5 next. The same goes for Z5, dab a little on the applicator (or paint) and go for it. Start in the same spot you started with Z1. Once you finish your car, simply let it dry. How long is long enough? When you can swipe your finger through the polish applying very little (almost no pressure) pressure to the paint and the polish comes clean off and shines, then it is dry. Usually takes between 15 minutes and 2 hours. This depends on the temp and how thin you spread it. The more practice you get the less time to dry. I would let it set for a good 2 hours before touching it if this is your first time. Once Z1 and Z5 have dried, simply take a White 100% Cotton towel that is Made in the U.S.A. and wipe off the polish. Remember to turn the towel frequently so it comes in contact with dry sides of the towel. If your polish is not dry and you attempt to take it off, don't worry. You are essentially just pushing the polish around on the car. Give it some more time and then try again.